For UK PMI Brokers

Plain-English answers about insurer benefits.
Every fact cited.

Ask any question about UK Private Medical Insurance benefit structures and get an instant, structured answer grounded in the insurer's own broker documents.

Ask in plain English, get expert clarity.

Navigate the complexities of policy wording with a platform that understands broker nuance as well as you do.

Grounded in real docs

Direct links to original PDF sources, specific pages, and highlighted clauses.

Citations on every claim

Zero hallucination policy. If the insurer didn't say it, we won't quote it.

Built for brokers

The research bottleneck in PMI placement, solved.

You already know how to advise a client. What slows you down is the 30-minute cross-reference across five 200-page broker guides every time the underwriter changes a definition or the client asks an awkward question. HealthCareCompare compresses that lookup into a single cited answer.

New business research

Compare how each insurer treats a specific condition, treatment, or moratorium nuance — without rereading the underwriting guide cover-to-cover.

Renewal defence

Confirm a benefit hasn't quietly changed between policy years before the renewal conversation, and have the clause ready to share with the client.

Awkward client questions

Answer 'is this covered?' for cancer, mental health, musculoskeletal, maternity and chronic conditions with the insurer's exact wording.

Onboarding new advisers

Junior advisers get senior-level reference material in seconds, with every answer linking back to the source for them to read in depth.

Why a general-purpose chatbot isn't enough.

General LLM

  • Trained on whatever was on the public internet up to its cutoff.
  • Hallucinates plausible-sounding clauses that don't exist in the policy.
  • Can't tell you which page of which broker guide to verify against.
  • No audit trail. No source. No accountability.

HealthCareCompare

  • Reads only the insurer's current broker documents — nothing else.
  • Refuses to answer when the document doesn't cover the question.
  • Every sentence links to the originating PDF, page and clause.
  • Designed for evidence-grade research the compliance team can sign off on.

Common questions.

More detail lives on the full FAQ, the platform overview and the security page.

What is HealthCareCompare?

HealthCareCompare is an AI research platform for UK Private Medical Insurance brokers. It answers plain-English questions about insurer benefit structures with citations back to the insurer's own broker documents.

Which UK PMI insurers are covered?

The corpus currently includes five major UK PMI insurers' published broker materials, including Aviva, Bupa, AXA Health, Vitality and WPA. Coverage expands over time and the live list is shown inside your workspace.

How is this different from reading the broker guide myself?

You can still read the guide. The platform compresses 30 minutes of cross-referencing across PDFs into a 10-second cited answer, so you spend your time advising the client instead of hunting through clauses.

Does the AI ever make things up?

Every claim is grounded in a specific page and clause of the insurer's document, with a one-click link to verify. If the source doesn't say it, the platform won't claim it.

Ready to stop hunting through broker guides?

Book a 20-minute walkthrough and we'll show you the platform against your own research questions.

Browse the corpus

Five insurers, head-to-head comparisons, benefit topics brokers ask about most, and long-form resources from the HealthCareCompare team.

Last updated 18 May 2026